how to add someone to a deed in michigan

You sign the deed as grantor, have it notarized and file it with the county's registry of deeds. Fax Number: 616-632-7615 Ideally, you won't just "add" your child's name to your existing deed. My son has no interest in the property and has his own. Courthouse 100 W. Main Street Iron Mountain, MI 49801 Ludington, MI 49431 If avoiding probate is a priority, an attorney can help you find the best method to add the other person to your house title. http://alconacountymi.com/?page_id=390, Alger County Register of Deeds Adding your spouses name to the deed will expose your property to any judgments against him. Michigan Deed Forms - eForms Fax Number: 989-790-5278 A transfer on death (TOD) deed. How to Add a Spouse to a Deed - wikiHow There are 8 references cited in this article, which can be found at the bottom of the page. 101 Court Street IRS. Box 800 Phone Number: 989-875-5217 ", https://www.consumer-action.org/english/articles/before_you_add_someone_to_your_title2006/, https://www.irs.gov/businesses/small-businesses-self-employed/gift-tax, https://www.irs.gov/businesses/small-businesses-self-employed/frequently-asked-questions-on-gift-taxes, https://saclaw.org/wp-content/uploads/sbs-completing-and-recording-deeds.pdf, https://www.americanbar.org/content/dam/aba/publishing/rpte_ereport/2015/2-March/enforceability_of_mortgage.authcheckdam.pdf, https://www.extension.iastate.edu/agdm/wholefarm/html/c4-51.html, http://realestate.findlaw.com/buying-a-home/do-you-need-title-insurance.html. Phone Number: 231-882-0016 Rogers City, MI 49779 Phone Number: 989-345-0728 This is called tenancy by the entirety, and in states where property can be held this way, spouses who own real estate together generally own it as tenants by the entireties automatically. Include your name and the name of the person you want to add to your house title. 200 W. Michigan http://gladwincounty-mi.gov/departments/register-of-deeds/, Gogebic County Register of Deeds Fax Number: 810-648-5461 Otherwise, married couples usually claim property as tenants by the entirety. Phone Number: 810-989-6930 Last Updated: June 3, 2020 You may have to fill out a form to have the deed officially recorded, as well as pay a small fee. You can get a taxpayer name and address for free by calling the Macomb County Land File Office at 586-469-5313 or the local Assessor's Office in that City or Township. P.O. Email: rod@berriencounty.org Using a quit claim deed is often the simplest method of bringing on another owner. Phone Number: 906-667-0381 Ithaca, MI 48847 P.O. If you do not specify the type of ownership, the ownership will be presumed to be tenancy in common. The most common way to remove someone from a deed is through a deed of conveyance, such as a quitclaim or warranty deed. Laws regarding deed transfer in Michigan also allow joint tenancy, which is joint ownership between multiple owners, such as a group of business partners. 705 S. Stephenson Ave. If you need a Bell County attorney, we would welcome the opportunity to assist you. Cadillac, MI 49601 The state will then make a copy of the deed, add their name to the deed, and send the new owner or person the original deed. Information deemed reliable but not guaranteed, you should always confirm this information with the proper agency prior to acting. Fax Number: 231-627-8453 With a tenancy by the entirety, one spouse cannot take out a mortgage on the property or do anything else to encumber the property without the consent of the other spouse. Generally speaking, adding another owner only makes the probate process more complicated. https://www.co.midland.mi.us/RegisterofDeeds.aspx, Missaukee County Register of Deeds This can be an issue at tax time, as the Internal Revenue Service requires donors to pay gift taxes if they give away more than a certain amount in cash or property to one person during the year. Spell out ownership percentages only if the parties involved are to share ownership in a split other than 50-50. Jointly Owned Property | Michigan Legal Help http://www.menomineecounty.com/departments/?department=4a30b23c515d, Midland County Register of Deeds 208 N. Shiawassee Street https://www.vanburencountymi.gov/499/Register-of-Deeds, Washtenaw County Register of Deeds If someone's name is on the mortgage and not the deed, only the person whose name is on the mortgage will be responsible for making payments. This may include information such as the statement that the transfer is forever, or that the property transfer extends to the second person's assigns. Jensen attended Idaho and Boise State Universities. Phone Number: 734-222-6700 Michigan Lady Bird Deed Form | Enhanced Life Estate Deed - DeedClaim You should contact your attorney to obtain advice with respect to any particular issue or problem. Box 438 Lake City, MI 49651 Baldwin, MI 49304 Copyright 2023 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. When you use a quitclaim deed, you're only transferring any ownership interest you have. Fax Number: 906-643-1178 Phone Number: 989-826-1116 Phone Number: 906-341-3618 American Academy of Estate Planning Attorneys. Phone Number: 989-224-5270 http://www.co.grand-traverse.mi.us/587/Register-of-Deeds-Office, Gratiot County Register of Deeds 214 E. Center St Unless you know real estate and property records fairly well, it's usually safer to let the title company do it. P.O. 800 10th Street, Suite 200 Phone Number: 989-426-7551 List of County Register of Deeds . Roscommon, MI 48653-7664 When executed and notarized, the quitclaim deed legally overrides the current deed to your home. E-mail:clerksoffice@macombgov.org County Building You should also purchase title insurance in case there is a lien or other claim on the land that the title search didn't bring up. The notary will need to verify your identity. One of the most common questions about deeds is: Can a person's name be on a deed without being on the mortgage? P.O. That applies only to married couples. Fax Number: 989-269-8786 You die 50 years later, and your spouse decides to sell the house five years after that for $1 million. Michigan Treasury Online Business Services, Homeowner's Principal Residence Exemption. Use it to try out great new products and services nationwide without paying full pricewine, food delivery, clothing and more. "I did not know that my spouse's financial history would have an impact on certain benefits to which I am entitled. Procedures vary by state and altering ownership in your property can have repercussions, so it's wise to consult an attorney before adding anyone to your deed. https://keweenawbay.org/government/departments/county-clerk-register-of-deeds/, Barry County Register of Deeds West Branch, MI 48661 Phone Number: 906-293-5521 Bay City, MI 48708 This could result in far lower capital gains taxes. The separate interest refers to the monetary interest in the property. When we bought a home, I was still not divorced. Jennifer Mueller is an in-house legal expert at wikiHow. Mason, MI 48854 Include your email address to get a message when this question is answered. 407 West Harrie St. Box 789 Uniform Commercial Code Section The notary will charge a small fee to witness your signature and notarize your deed, typically less than $10. Your county recorders office will have a list of ways to claim property. Take the new deed to the county recorder's office. % of people told us that this article helped them. St. Ignace, MI 49781 Box 70 Email: dsimmons@ogemawcountymi.gov If you are in one of these situations, you might be wondering how to add someone to your house deed if you live in Michigan. The transfer is excluded from the gift tax if you're adding your spouse to your house title. https://wexfordcounty.org/?page_id=488, MI Earned Income Tax Credit, Retirement Tax, and Inflation Relief Initiatives, Collections/Audits/Appeals collapsed link, Notice IIT Return Treatment of Unemployment Compensation, https://dev.michigan.local/som/json?sc_device=json, About the Streamlined Sales and Use Tax Project, Sales, Use, and Withholding Tax Payment Options, Go to Notice IIT Return Treatment of Unemployment Compensation, Taxpayer Rights, Rules, and Responsibilities, Go to Property Tax Forfeiture and Foreclosure, https://www.deeds.com/recorder/michigan/alger/, https://www.allegancounty.org/departments/register-of-deeds, https://alpenacounty.org/register-of-deeds/, https://www.antrimcounty.org/departments___services_/register_of_deeds/index.php, http://www.arenaccountygov.com/register_of_deeds/, https://keweenawbay.org/government/departments/county-clerk-register-of-deeds/, http://www.barrycounty.org/departments_and_officials/officials/register_of_deeds/index.php, http://www.benzieco.net/government/county_register_of_deeds/index.php, https://www.berriencounty.org/296/Register-of-Deeds, https://www.countyofbranch.com/departments/register-of-deeds/, https://www.casscountymi.org/154/Clerk-Register-Office, http://www.charlevoixcounty.org/register_of_deeds/index.php, http://www.cheboygancounty.net/county-clerkregister-of-deeds-11/, https://rod.chippewacountymi.gov/landweb.dll/$/, https://www.clareclerkrod.com/register_of_deeds/index.php, https://rod-eweb.clinton-county.org/recorder/web/, http://recording.crawfordco.org/recorder/web/, https://deltacountymi.org/register-of-deeds/, https://www.dickinsoncountymi.gov/government/county_departments/register_of_deeds/index.php, https://countyfusion3.kofiletech.us/countyweb/login.do?countyname=Eaton, https://www.emmetcounty.org/officials-departments/register-of-deeds/, https://www.geneseecountymi.gov/departments/register_of_deeds/index.php, http://gladwincounty-mi.gov/departments/register-of-deeds/, https://www.gogebiccountymi.gov/government/county_offices/register_of_deeds.php, http://www.co.grand-traverse.mi.us/587/Register-of-Deeds-Office, https://www.gratiotmi.com/239/Register-of-Deeds, https://www.co.hillsdale.mi.us/index.php/tm-gov/tsm-gov-deeds, http://www.houghtoncounty.net/directory-register-of-deeds.php, https://www.co.huron.mi.us/register-of-deeds, http://rd.ingham.org/departments_and_officials/register_of_deeds/index.php, http://www.ioniacounty.org/register-of-deeds/, http://www.iosco.net/departments/register-of-deeds/, https://www.isabellacounty.org/departments/register-of-deeds/, https://www.co.jackson.mi.us/269/Register-of-Deeds, http://www.kalkaskacounty.net/government/register_of_deeds/index.php, https://www.accesskent.com/Departments/RegisterofDeeds/, http://keweenawcountyonline.org/department-clerk.php, http://lakecounty-michigan.com/Courthouse/RegisterofDeeds.aspx, http://lapeercountyweb.org/index.php/departments/register-of-deeds, https://www.leelanau.gov/registerofdeeds.asp, http://www.lenawee.mi.us/259/Register-of-Deeds, http://www.livgov.com/rod/Pages/default.aspx, https://www.lucecountymi.com/register-of-deeds, http://www.mackinaccounty.net/departments/register-of-deeds/, http://clerk.macombgov.org/Clerk-RegisterOfDeeds, https://www.manisteecountymi.gov/363/Register-of-Deeds, https://www.co.marquette.mi.us/departments/register_of_deeds/index.php, http://www.masoncounty.net/departments/register-of-deeds/, https://www.mecostacounty.org/government/rod.php, http://www.menomineecounty.com/departments/?department=4a30b23c515d, https://www.co.midland.mi.us/RegisterofDeeds.aspx, https://www.missaukee.org/departments/clerk___register_of_deeds/index.php, https://www.co.monroe.mi.us/549/Register-of-Deeds, https://montcalm.org/government/register_of_deeds/index.php, https://www.montcounty.org/register-of-deeds.html, https://www.co.muskegon.mi.us/848/Register-of-Deeds, https://www.newaygocountymi.gov/departments/register-of-deeds/home/, http://www.oakgov.com/clerkrod/Pages/default.aspx, https://oceana.mi.us/departments/register-of-deeds/, http://www.countyoffice.org/mi-ontonagon-county-recorder-of-deeds/, http://www.osceola-county.org/residents/county_departments/register_deeds/index.php, https://www.oscodacountymi.com/register-of-deeds/, https://www.otsegocountymi.gov/259/Register-of-Deeds, https://www.miottawa.org/Departments/CountyClerk/ROD/, https://presqueislecounty.org/register-of-deeds/, http://www.roscommoncounty.net/196/Register-of-Deeds, https://www.saginawcounty.com/departments/register-of-deeds/, http://www.sanilaccounty.net/PublicPages/Entity.aspx?ID=220, http://schoolcraftcounty.net/government/elected-officials/clerk-and-register-of-deeds, https://www.stclaircounty.org/offices/register_of_deeds/, https://www.stjosephcountymi.org/government/register-of-deeds, https://www.vanburencountymi.gov/499/Register-of-Deeds, https://www.washtenaw.org/262/Clerk-Register-of-Deeds, http://www.waynecounty.com/deeds/index.htm. The transfer of ownership can occur during life (with a regular quitclaim deed, for example) or at death (using a lady bird deed, transfer-on-death-deed, or life estate deed).And, in the case of transfer-on-death or lady bird deeds, the . Many reasons might exist that would make you want to add someone to the deed to your house. Midland, MI 48640 Then, sign the completed form in the presence of a notary before submitting it to the recorders office! Grayling, MI 49738 Box 538 250 E. Huron Avenue, Room 203 Clemens, MI 48043 173 East Apple Avenue For more detailed information on how to add someone to your house title, scroll down. However, not every state has this type of ownership, and the application is different in every state. Phone Number: 989-275-5931 It's awesome and well-written, very clear on how, "Understanding how to add me to the deed, I had no idea of the consequences. Review your mortgage documents or contact your lender before initiating the process to change your deed. 1087 Newell St. If the value of the gift exceeds the annual exclusion limit ($16,000 for 2022) the donor will need to file a gift tax return (via Form 709) to report the transfer. Phone Number: 517-546-0270 County Government Building Make sure you select the one that best suits your needs. Tax Foundation. This includes the names of the people listed as owners on the deed -- in this case, you and the person you're adding -- and your mailing address, the one to which you would like the recorded deed and tax documents mailed. Phone Number: 989-790-5270 Adam Luehrs is a writer during the day and a voracious reader at night. Department of Public Works Cassopolis, MI 49031 Fax Number: 989-354-9646 You may also have to pay a document transfer tax. Email: regofdeeds@co.montcalm.mi.us "Frequently Asked Questions on Gift Taxes." Home. Pleasant, MI 48858 http://www.roscommoncounty.net/196/Register-of-Deeds, Saginaw County Register of Deeds To learn more about tax liability associated with adding your spouse to a deed, read on! Talk to a property law attorney if you're interested in creating a tenancy by the entirety. Fax: 231-922-2770 Phone Number: 906-524-6100, ext. If your mortgage contains a due upon sale clause, talk to your lender about adding someone to your deed. If you add your spouse to your deed, he will have to use your basis if he later sells the property. Kalamazoo, MI 49007 http://www.houghtoncounty.net/directory-register-of-deeds.php, Huron County Register of Deeds The chain of title in real estate has been established so that an interest in real estate cannot be valued by the amount of time an owner has been in possession of the real estate. 205 E. 11th St. 301 N. Main St. To someone who will own the property with the current owners (adding someone to the deed); From someone who no longer wishes to hold title (removing someone from the deed); or In other circumstances where the current owner does not want to be legally responsible for problems with title. Thanks to all authors for creating a page that has been read 636,176 times. Obtain a blank quit claim deed form from an office supply store, attorney or title company. Box 296 Civil Rights, Inclusion & Opportunity Department. Email: clerk@cheboygancounty.net Unmarried people can own real estate together in one of two ways: joint tenants with rights of survivorship, or tenants in common. As a small thank you, wed like to offer you a $30 gift card (valid at GoNift.com). L'Anse, MI 49946 Buildings, Safety Engineering and Environmental Department. 100 N. State Street If you want the property to automatically pass to the other owner with the death of one owner, choose a form of co-ownership that includes the "right to survivorship.". Fax Number: 906-387-2156 If you add someone to the property deed and you are responsible for the mortgage, your lending institution might require you to refinance the loan in both names. Phone Number: 269-467-5552 Phone Number: 231-689-7246 One thing that many people do not realize is that transfer of the deed is different from the transfer of the mortgage responsibility. 1045 Independence Blvd. References Marshall, MI 49068 http://clerk.macombgov.org/Clerk-RegisterOfDeeds, Manistee County Register of Deeds 698 How to transfer property titles in Michigan becomes complicated in these cases because each owner only owns a portion of the property. However, this action can have a financially devastating outcome if you dont prepare in advance. Before you add someone to your house title, consider consulting an attorney to better understand the legal and financial repercussions of doing so. is not an easy one. In Michigan, a person must live more than 120 hours after their co-owner dies for the survivorship rights to take effect. MCL 565.201a. Fax: 877-443-9505 How to Add Names to Michigan Property Deeds | Pocketsense Michigan Works - Saint Clair. 220 W. State St. Room 102 Fax Number: 906-774-4660 https://www.casscountymi.org/154/Clerk-Register-Office, Charlevoix County Register of Deeds Email: goodreauw@baragacounty.org Building 12 East Finally, neatly fill out your new deed, sign in the presence of a notary, and file the new deed at the county recorders office. The types of transfers that are excluded vary among states. Phone Number: 989-731-7551 12220 Fillmore St., Room 146 Email: mmerchant@gratiotmi.com How to Add a Person to a Property Deed as a Joint Owner West Olive, MI 49460 If you are added to the deed of someone else's home, you are not automatically responsible for the mortgage and payments, only if they add you to the mortgage, too. What form do I need in order to change my last name on the deed to my new married name? 500 Lake St. These companies will charge significantly more money than you would pay if you got a copy directly from the recorder's office. Mio, MI 48647 http://www.lenawee.mi.us/259/Register-of-Deeds, Livingston County Register of Deeds Please contact our friendly staff at your convenience. 448 Court Place Traverse City, MI 49684 Tenancy by the entirety is only available for married couples and is not recognized in some states. https://www.allegancounty.org/departments/register-of-deeds, Alpena County Register of Deeds Fax Number: 989-826-1156 Jennifer Mueller is an in-house legal expert at wikiHow. Note also that if there is an outstanding mortgage on the property, the owner must review the terms to see if there is a notification requirement. The difference between tenancy by the entirety and joint tenancy with right of survivorship is that if one spouse has debts, that spouse's creditors can't go after the other spouse's interest in the property to cover those debts. "Avoiding Probate With a Transfer-on-Death Deed." To add someone to your house title, you must create a new deed that transfers the title of the property to both you and the other person. https://www.co.monroe.mi.us/549/Register-of-Deeds, Montcalm County Register of Deeds For example, "Suzy Sunshine and Martin Moon" or "Suzy Sunshine or Martin Moon. These materials are intended, but not promised or guaranteed to be current, complete, or up-to-date. Email: regdnan@dickinsoncountymi.gov Manistee, MI 49660 emily in paris savoir office. You'll become joint tenants with rights of survivorship. Fax Number: 734-240-7395 Her work has appeared in various print and online publications. Phone Number: 734-240-7390 Your county recorder may charge a small fee to pull the deed, and typically will charge an additional fee to make a copy of it for you. Estate Planning in Michigan Using a Ladybird Deed. Bellaire, MI 49615 How to Add Someone to Your House Title - wikiHow Box 303 http://www.countyoffice.org/mi-ontonagon-county-recorder-of-deeds/, Osceola County Register of Deeds https://www.ocmi.us/register-of-deeds/, Ontonagon County Register of Deeds 422 W. Lake Street If you alter the deed so that you and your spouse both own the property, instead of just you, it changes the situation in the eyes of banks, lenders, and the government. However, if you own the property as tenants in common and one owner dies, that owner's interest in the property goes to his heirs, and the other owner only keeps whatever she had before the death. Box 110 Once it's done, you can't take it back unless the person. Hastings, MI, 49058 When you add a person to your deed, you're essentially giving them a gift of a percentage of your property. http://lapeercountyweb.org/index.php/departments/register-of-deeds, Leelanau County Register of Deeds Fax Number: 989-734-0506 Evaluating Financial and Legal Consequences, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/3\/3e\/Add-Someone-to-Your-House-Title-Step-1.jpg\/v4-460px-Add-Someone-to-Your-House-Title-Step-1.jpg","bigUrl":"\/images\/thumb\/3\/3e\/Add-Someone-to-Your-House-Title-Step-1.jpg\/aid9653557-v4-728px-Add-Someone-to-Your-House-Title-Step-1.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"