It tracks the performance of the Dow Jones U.S. Because it is a defined contribution plan, this means that the retirement income you receive from your TSP account is dependent upon how much you (and your agency or service, if youre eligible to receive your agency match) put into your TSP account during your working years and the earnings accumulated over that time. Subscribe to our free email list to get our news updates in your inbox. Federal government websites often end in .gov or .mil. Use the left and right buttons on your keyboard to scroll sideways. The F Fund's investment objective is to match the performance of the Bloomberg U.S. intended if you do so. can set your browser to block or alert you about these cookies, but some parts of the site will not work as While the year is still young, the TSP performance so far in 2023 is off to a good start. use third-party cookies which are cookies from a domain different than the domain of the website you are These funds are a mix of the five core TSP funds (G, F, C, S, and I). Privacy Policy Strictly Necessary Cookies - Always Active. Question? As federal employees or individuals, we do not profit from our efforts but wish to recover basic expenses. Your F Fund investment is also exposed to prepayment risk, which is the probability that if interest rates fall, bonds that are represented in the index will be paid back early thus forcing lenders to reinvest at lower rates. The fixed income bonds in theFFund finished February 2.58% in the red. . Thrift Savings Plan Overview | TSPDataCenter.com 2022 TSP fund performance was dismal. You can join other TSP participants on our popular TSP . The table below compares TSP Coach returns to all the major TSP allocation plans minus fees. Aggregate Bond Index (, Dow Jones U.S. TSP I Fund: Shocking Facts You Need to Know Now - Government Worker FI A bond fund's price changes based on yields earned and capital gains . The performance of the F Fund is evaluated on the basis of how closely its returns match those of the U.S. As those who have been investing in the stock market for a long time already know, one bad year does not determine the future of your investment portfolio. cookie banner and remembering your settings, to log into your account, to redirect you when you log out, Dr. Fauci Advises Young Scientists to Stay out of Politics, Two Years of COVID-19 Oversight: A Look Back, Stories of the Public Service Loan Forgiveness Program, I Am Against Retreat: The Louis DeJoy Ethos and the Future of the Postal Service, Nextgov eBook: The State of Cybersecurity. What it Takes to Be a TSP Millionaire in . U.S. Federal Employee Thrift Savings Plan (TSP) Forecast System Federal Employees own and operate this website. Over the last 10 years, TSP Coach has proven it is the best. Those negative factors are now leading to more positive news. Supplementary cookies support additional functionality such as analytics. Because the TSP funds are trust funds that are regulated by the Office of the Comptroller of the Currency and not by the Securities and Exchange Commission (SEC), they do not have ticker symbols (i.e., unique identifiers assigned to securities, including mutual funds, registered with the SEC). 2022 TSP Performance Lagging Overall, But Returns Improve in November The I Fund is the International Stock Index Investment Fund. The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date. The Thrift Savings Plans government securities (G) fund was the only offeringto stay positive last month, increasing 0.28%. user asks your browser to store on your device in order to remember information about you, such as your More specifically, we use cookies and other tracking may be used by those companies to build a profile of your interests and show you relevant adverts on other Likewise, all of the TSPs lifecycle (L) funds, which shift toward more stable investments as participants get closer to retirement, lost ground last month. Completion Total Stock Market Index, MSCI EAFE (Europe, Australasia, Far East) Index. Advertise | Aggregate Bond Index. An official website of the United States government. Learn more, please visit our Cookie Statement page. An initial investment of $1,000 on 8/31/1990 would today be worth $5,153: 10 TSP Funds - TSP Smart One TSP management advisor sees a "growth recession" ahead. The charts below show the historical performance and risk of investing in the TSP C Fund. As of 3/2/2023, the fund has a compound annual growth rate of 5.6%, annualized standard deviation of 17.8%, and Sharpe Ratio of 0.16. The Thrift Savings Plan offers five individual funds in which to invest:if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'tspdatacenter_com-medrectangle-4','ezslot_6',113,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-medrectangle-4-0'); The G Fund is the Government Securities Investment Fund. However, in practice the difference is not significant: the TSP funds have extremely low expense ratios (0.027% per year as of this writing). choices) and/or to monitor site performance. Copyright 2007-2023 My Federal Retirement. What few realize is the TSP C fund (SP500 index) is geographically diversified in the right way. Learn more about the debt limit on the U.S. Department of the Treasury website. In order to prevent abuse and maintain reliable availability, a unique token is required in order to access the Daily TSP API. Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. But, as of the close of the stock market on November 17th, 2022, the performance for all TSP Funds for the month is positive. Aggregate contains such a large number of securities, Thrift Savings Plan Returns | FEDweek You The same was done for the other TSP funds and their underlying index. your data under the CCPA. All of the current and historical daily share prices for the Thrift Savings Plan (TSP) are listed below. The results are showing up in the TSP returns so far in January. to learn more. TSP Thrift Savings Plan Talk - TSP Talk provides TSP fund allocation information and help for government employees and military personnel participating in the TSP (Thrift Savings Plan) program. This is a broad index representing the U.S. Government, mortgage-backed, corporate, and foreign government sectors of the U.S. bond market. The TSP returns are off to a good start so far in 2023. See all TSP funds The TSP G Fund allows investors to earn interest rates similar to those of long-term U.S. Treasury Bonds, but without any risk of loss of principal. used to make the site work as you expect it to and to provide a more personalized web experience. The small- and mid-sized businesses in the S Fund lost 1.63%, bringing its 2023 gains down to 9.01%. When comparing investments, a high Sharpe Ratio is preferable. You cannot opt-out of our First Party Strictly Necessary The S Fund is the Small cap stock Index investment fund. personalize your experience with targeted ads. Here are the details based on 2023 contribution limits. Performance Average annual returns --YTD 1 yr 3 yr 5 yr 10 yr Summary Details as of 12/31/2022 Assets $30.2 billion Total expense ratio TSP Portfolio Tracker The TSP Portfolio Tracker application was discontinued on December 31, 2020 and is no longer in service. On December 31, 2022, the index included 13,133 notes and bonds. At the end of December 2021, the C Fund had 40.3% of the TSP assets totaling $326.8 billion. The Thrift Savings Plan offers five individual funds in which to invest: G Fund The G Fund is the Government Securities Investment Fund. He has written extensively on a full range of human resources topics in books and newsletters and is a co-founder of two companies and several newsletters onfederal human resources. As of 3/2/2023, the fund has a compound annual growth rate of 5.2%, annualized standard deviation of 4.0%, and Sharpe Ratio of 0.24. Completion Total Stock Market (TSM) Index. Once an L Fund reaches its target date, it is automatically rolled into the L Income Fund. Comment? Rates of Return | The Thrift Savings Plan (TSP) PDF Government of Jharkhand Schedule Tribe, Schedule Caste, Minorities and You will still These cookies are not used in a way that constitutes a sale of James Marshall / Getty Images. G Fund account balances will continue to accrue earnings and will be updated each business day, and loans and withdrawals will be unaffected. Monday, February 27, 2023 Friday, February 24, 2023 Thursday, February 23, 2023 Wednesday, February 22, 2023 Tuesday, February 21, 2023 Before sharing sensitive information, make sure youre on a federal government site. For simplicity, we refer to it as the non-sp500 index. able to use or see these sharing tools. The L Income Fund, designed for people who have already begun making withdrawals, lost 0.55%; L 2025, 0.94%; L 2030, 1.54%; L 2035, 1.72%; L 2040, 1.88%; L 2045, 2.03%; L 2050, 2.16%; L 2055, 2.43%; L 2060, 2.44%; and L 2065, 2.44%. For example, we extended the TSP C Fund with the S&P 500 Total Return index. TSP C fund - TSP Smart TSP/Vanguard Smart Investor - TSP S fund If you opt out we will not be able to offer you personalised ads and web. Visit www.allaboutcookies.org Aggregate Index consists of high-quality fixed-income securities with maturities of more than one year. Because it is a defined contribution plan, this means that the retirement income you receive from your TSP . Functionally, the TSP operates nearly identically to a 401 (k). Reproduction without permission prohibited. By law, the F Fund must be invested in fixed-income securities. The TSP C fund is dominated by the new economy stocks (38%) while the TSP I fund only carries 14% of Tech and Communication Services. Should federal employees who were fired or resigned over the vaccine mandate be allowed to return to their jobs? traffic on our website. Financial Planning Resources for Federal & Postal Employees. They are designed designed to let you invest your entire portfolio in a single L Fund and get the best expected return for the amount of expected risk that is appropriate for you. The L Funds strategy is to invest in an appropriate mix of the G, F, C, S, and I Funds for a particular time horizon, or target retirement date. My Federal Retirement is not affiliated with the U.S. Federal Government. The interest rate paid by the G Fund securities is calculated monthly, based on the market yields of all U.S. Treasury securities with 4 or more years to maturity. Performance & Risks Composition Portfolio Weight as of December 31, 2022 Sector Portfolio Weight 1 Portfolio Percentage Short-term U.S. Treasury securities 100.0% By law, the G Fund must be invested in nonmarketable U.S. Treasury securities specially issued to the TSP. Drawdown: the peak-to-trough decline in the TSP fund value, measured as a percentage between the peak and the trough. In fact, when stocks have gone down significantly, as they did last year, it is not uncommon for a rebound in prices that benefits those who have increased their investments or at least stuck with their investment program. And the international (I) fund lost 2.84% last month, bringing its gains this year down to 5.36%. In TSP Talk you will get information on each of the TSP funds including market analysis, TSP fund returns, and recommended TSP fund allocations. The TSP I fund is higher weighted in Finance and the old economy sectors which have underperformed. can choose not to allow certain types of cookies, which may impact your experience of the site and the Due to rounding, numbers may not add up to exactly 100%. to learn more. We do not allow you to opt-out of our certain cookies, as they are necessary to G Fund | The Thrift Savings Plan (TSP) For example, in 2055, the L 2055 Fund will be rolled into the L Income Fund. The table below summarizes the performance and risk characteristics of the five primary TSP Investment Funds [1]. An official website of the United States government. Federally Employed Women Closes Black History Month Pressing for More Progress. The G Fund is often thought of as the "safest" TSP Fund as it never goes down. Aggregate Index contains such a large number of securities, it is not feasible for the F Fund to invest in each security in the index. F Fund | The Thrift Savings Plan (TSP) And the . Below are the TSP fund performance figures for the G, F, C, S, I and L investment funds as calculated by the Thrift Savings Plan. Privacy Policy | The overall risk is relatively low in comparison to certain other fixed income investments in the market because the F Fund includes only investment-grade securities. Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. The C Fund slipped into second place with $262.9 billion in assets for a 36.2% share of the total. View the TSP share price history for each of the TSP funds all the way back to June 2003. It is a defined contribution plan, similar to 401 (k) style retirement savings plans in the private sector. They are capable of The number at the end of 2022 is the lowest end of the calendar year figure since 2020 but still an improvement over earlier this year. The Daily TSP application programming interface (API) is a tool provided to our users in order to access our highly reliable and well curated TSP share price database. All rights reserved. Completion Total Stock Market (TSM) Index (. Can federal employees contribute to both an IRA and the TSP? Here is a summary of improvements that are on-going and planned for the near future. Latest TSP Fund Performance - Thrift Savings Plan returns - 2022 You may also contact us through the in-app feedback form in the Settings menu of the Daily TSP mobile application. TSP Coach | TSP Fund Allocation Strategies All of the current and historical daily share prices for the Thrift Savings Plan (TSP) are listed below. Federal government websites often end in .gov or .mil. Whether all the provisions proposed during the formulation of the strategy of TSP that are - separate funds, decentralized planning and a separate mechanism for the implementation and monitoring of TSP-funded schemes are available or not. By the end of the year, the C Fund was down -18.13%, the S Fund was down -26.26%, and the I Fund ended down -13.94%. 2023 Thrift Savings Plan Maximum Contribution Limits, 10 Thrift Savings Plan Mistakes Federal Employees Should Avoid, Bloomberg Barclays U.S. It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. Our goal is to add 1% more yearly to your TSP plan. The S Fund grew by 0.03% in February, bringing its 2022 performance to -10.05%, while the G Fund increased 0.14%, bringing its performance this year up to 0.28%. We also think of the "S" as Small, as in the Small Cap stocks. These funds are a mix of the five core TSP funds (G, F, C, S, and I). and analytics partners. The C Fund total decreased by $63.9 billion during the year. The TSP states that the funds objective is to ensure preservation of capital and generate returns above those of short-term U.S. Treasury securities.. Here are the latest fund returns. Cookies Policy. $606 million was transferred into the I Fund, and $464 million was transferred into the G Fund. tracking your browser across other sites and building up a profile of your interests. Yes, Government Executive can email me on behalf of carefully selected companies and organizations. The name of each fund indicates ones projected retirement date. will not hand over your personal information to any third parties. Help us tailor content specifically for you: A Promise of More Resources on DHS' 20th Birthday, Biden Unveils Proposal To Fight COVID Fraud, Navy Enterprise Service Desk: Modernizing Navy Services With Advanced Cloud-Based AI. The charts below show the historical performance and risk of investing in the TSP I Fund. Nearly All TSP Funds Have Fallen for a Second Straight Month In fact, the central bank is preparing to slow rate increases for a second consecutive meeting. Personal Information. Social media cookies are set by a range of social media services that we have The Thrift Savings Plan's government securities (G) fund was the only offering to stay positive last month, increasing 0.28%. Many plans cost in excess of $200/year. Lapse in appropriations (government shutdown). The TSP Portfolio Tracker application wasdiscontinuedon December 31, 2020 and is no longer in service. Terms of Use | a broadly diversified index of the U.S. bond market. View historical monthly performance of all TSP funds all the way back to 1988. The common stocks of the C Fund fell 2.44% in February, reducing its 2023 performance to 3.68% in the black. Payment of principal and interest is guaranteed by the U.S. Government. Privacy Policy | This index is made up of small and medium sized companies. More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-box-1','ezslot_3',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * The investment mix of each L Fund becomes more conservative as its target date approaches. The S Fund is up 8.25%, the I Fund is up 7.92% and the C Fund is up 4.78%. BlackRock Institutional Trust Company, N.A.State Street Global Advisors Trust Company (effective 6/21/2021). TSP Portfolios Backslide in February - Government Executive While still early in the new year, 2023 is starting off the year with positive returns and strong TSP performance. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. Aggregate Bond Index, a broad index representing the U.S. bond market. services we are able to offer. NEXT STORY: TSP Performance Up in 2023 After Dismal 2022 Returns 2022 was not a good year for stock returns in the Thrift Savings Plan (TSP). Aggregate Investment Grade Bond Index, a broad index representing the U.S. bond market. Annual TSP Performance | TSPDataCenter.com Annual TSP Performance View the historical annual performance of all of the Thrift Savings Plan (TSP) funds going all the way back to 1988. The leading sector in the International fund is the financial sector and many banks in Europe are in deep trouble and explain the $120 billion per month of money printing by the European Central Bank today. Thrift Savings Plan (TSP) Summary of Returns Below are the TSP fund performance figures for the G, F, C, S, I and L investment funds as calculated by the Thrift Savings Plan. FedSmith.com. Aggregate Index. Federal workers can contribute a maximum of $20,500 to their TSP (in 2022). Since we only track TSP funds on this website, we use the G fund returns as our risk-free investment. Best TSP Allocation TSP F Fund 2021 TSP Lifecycle Funds TSP Funds to avoid TSP Allocation Percentage Guide the TSP Funds TSP TSP Smart blog TSP I fund TSP S fund TSP C fund TSP G fund TSP F fund TSP Tracked Indexes Seasonal Investing About Our Almanacs Seasonal Guides Santa Claus Rally The January Effect The Thrift Savings Plan also offers 10 Lifecycle (L) Funds in which to invest. The objective is to strike an optimal balance between the expected risk and return associated with each fund. Learn more, please visit our Cookie Statement page. This index s a broad-based fixed-income index representing intermediate term U.S. investment grade bonds. By the end of 2022, the total TSP fund returns were negative for all of the TSP stock funds. The S Fund is invested in a stock index fund that tracks the Dow Jones U.S. A retirement portfolio that contains stock funds, like the C, S, and I Funds, along with the F Fund, will tend to be less volatile than one that contains stock funds alone. The federal Thrift Savings Plan offers five different individual investment funds for participants: The Government Securities Investment (G) Fund. performance, so that we may improve our websites and your experience. This fund is still down 15.58% so far in 2022. Here are the average net assets of each fund (in billions): At the end of December, there were 6.75 million TSP participants. The U.S. All Rights Reserved. TSP has an obligation to disclose these cookies. The information collected might relate to you, your preferences or your device, and is mostly Most of the portfolios in the federal governments 401(k)-style retirement savings program finished February in the red, although they did not perform poorly enough to erase the previous months gains. etc.). Hopefully, TSP investors will be looking at a good return on their investment for the year after a disappointing 2022. It is a defined contribution plan, similar to 401(k) style retirement savings plans in the private sector. Last updated: January 24, 2023 at 06:19 PM. This is an increase of 250,000 in the past year. All of this impacted TSP performance last year. The site is secure. Aggregate Bond Index,